Most stablecoin reserves show utilisation in the top part of the chart, above 60%; full utilisation is reached each time the lines touch the 100%. DAI and sUSD reach full utilisation 1.2% to 5% of days. These reserves, are among the smallest ones, leading to more sensitivity to large transactions with volatility in utilisation. As of the 24th of November 2020, the sUSD reserve is $1.7m: a $170k deposit/withdrawal or borrow/repay can shift the utilisation rate by 10%. Following high utilisation the interest rate parameters of DAI, BUSD and sUSD were lowered in September and October, which has improved liquidity with no full utilisation of stablecoins in the last month.